When preparing for your stay in the Netherlands, it is very important to ensure that you will be properly insured during your stay.
By law, it is mandatory to have health insurance. It is also important to have proper insurance cover for liability insurance, repatriation, household contents, luggage and legal aid.
The Insurance checklist allows you to determine whether you are properly insured while studying in the Netherlands.
More information
Insurance is a complicated subject. For detailed questions please contact the Dutch Ministry of Health, Welfare and Sport initiative ‘SKGZ’ at [email protected] or call +31(0) 88 900 69 60 (from abroad) and 088 900 69 60 (if you are in the Netherlands).
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Health insurance
There is only one type of health insurance in the Netherlands, namely the basic health insurance (“basisverzekering”). Everyone living in the Netherlands is obliged to have this insurance, which costs around € 160.00 per month.
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Liability insurance
If you cause an accident and someone is injured or if you damage someone's property, you are responsible for paying all the costs caused by the accident. You might, for example, break something in your rented room. On a more serious note, you might also cause a road accident.